Exness Account Type — What Switching Later Actually Costs — Papua New Guinea
A trading account keeps the type it was opened with, so changing your mind is not an edit but a second account opened next to the first. This page counts the change in actions — what has to be closed, moved, re-entered and re-attached — and shows where finishing on the current account is the cheaper move.
Open Exness Account →An Exness trading account keeps the type it was created with, so a change of mind is not a setting to edit but a second account opened alongside the first. The balance moves by internal transfer inside the Personal Area; open positions, pending orders and trade history do not move at all. That turns the price of switching into a list of actions — close, transfer, reconnect, place the orders again — and the length of that list, not the conditions on either account, is what decides whether switching mid-way is worth doing.
What a change of account type actually involves
- The type is fixed at creation: the switch is made by opening a second account of the type you want, not by editing the first one.
- The balance is the easy part — funds move between your own accounts by internal transfer inside the Personal Area.
- Open positions do not travel. They belong to the account number they were opened on, so leaving means closing them there first.
- Closing early turns an unrealised result into a realised one, and re-entering on the new account pays the spread a second time — that is the real bill.
- Pending orders and their stop-loss and take-profit levels are attached to the old account number and have to be placed again by hand.
- Charts, templates, custom indicators and Expert Advisors sit in the terminal on your device, so they survive the move untouched.
- Doing nothing is priced too: while the decision is postponed, every trade still goes through conditions you have already decided are wrong for you.
What moves to the new account and what stays behind
| What you had | Moves across? | What it costs in actions |
|---|---|---|
| Account balance | Yes, by internal transfer between your own accounts | A transfer in the Personal Area; the old account can simply be left at zero |
| Open positions | No | Close them yourself or wait for the exit you planned — the result is realised at that moment |
| Pending orders with stop-loss and take-profit | No | Cancel them and place them again against the new account number |
| Trade history and statements | No, history stays with the old number | Nothing to do: opening a second account deletes nothing on the first |
| Charts, templates, indicators, Expert Advisors | Yes, they live in the terminal and not in the account | Reconnect the terminal with the new number and reattach the template |
| Saved login in the terminal and in the app | No | Enter the new account number and its own trading password once |
The bill is written in closed positions, not in conditions
Nothing about a change of account type is charged as a fee. The cost shows up somewhere else: a position that had to be closed before it reached the exit you planned for it. Closing turns a floating result into a realised one at whatever the market was doing that minute, and the same position reopened on the new account number crosses the spread again. Two crossings instead of one is the honest price list of an early switch.
Timing decides the size of that bill and nothing else does. A position closed one day before it would have closed itself costs a whole crossing of the spread twice over; the same position closed the day after it finished costs nothing at all. This is why the same switch can be free in the morning and expensive in the afternoon, with no change in the conditions of either account.
A position closed for administrative reasons is still a closed position in the record. If you keep a journal, the entry belongs to the old account number together with the rest of that account’s history — the new number starts with an empty statement.
What the terminal keeps and what the account number keeps
The work that took the longest to set up is usually the work that survives. Chart layouts, saved templates, custom indicators and Expert Advisors are files on the device inside the MetaTrader installation, not properties of the account, so they open exactly as they were once the terminal is connected to the new number. Reattaching a template to a chart is a menu click, not a rebuild.
Everything that lives on the server side stays with the number it was created under: open positions, pending orders, the stop-loss and take-profit levels tied to them, the trade history and the account statements. None of it can be pointed at a different account, which is why the switch is planned around positions rather than around settings.
One thing is neither: the saved login. The terminal and the mobile app remember an account number and its own trading password, and both have to be entered once for the new account before anything else can be tested. See how account access works if the terminal refuses the new number.
The point where finishing is cheaper than moving
The decision has a shape. Count what is open right now, how far each position is from the exit it was opened for, and how many pending orders would have to be rebuilt. If the answer is an empty account or one small position, the switch costs almost nothing and can be done today. If the answer is a set of positions held for weeks with levels placed around them, the cheaper route is almost always to let the current account finish its own work.
The two routes are not exclusive, and that is what most people miss. A second account can be opened and funded now while the first one keeps running: new trades go to the new number, old trades close where they were opened, and nothing has to be broken off in the middle. The switch then costs one transfer and one reconnection instead of a forced round of closings.
There is also a case for not switching at all. If the only reason to move is curiosity about how another account behaves, a demo account answers the question without touching anything that is open.
If the switch is worth it, this is the order to do it in
- List what is open on the current account: positions, pending orders and the levels attached to them.
- Open the second account of the type you want in the Personal Area — the first account stays exactly as it is.
- Decide per position whether it is closed now or left to finish; only the closed ones free up money to move.
- Move the free balance by internal transfer between your own accounts, leaving enough behind for whatever is still open.
- Connect the terminal and the app to the new account number with its own trading password, then reattach your chart templates.
- Place the pending orders again against the new number and check each stop-loss and take-profit before walking away.
- Point the terminal at the new number last of all: until that is done, every order you place still lands on the account you are leaving.
None of this has to happen in one day. What must not happen is a half-done switch, where the money is on one number and the terminal is still connected to the other.
Which situation makes switching cheap and which makes it expensive
| Where you are now | What the switch costs | The cheaper move |
|---|---|---|
| Account funded, nothing open yet | One transfer and one reconnection | Switch now, before anything is running |
| One position open, close to the exit you planned | A few minutes of waiting | Let it close, then switch |
| Several positions held for weeks, levels placed around them | A forced round of closings and a second crossing of the spread on each | Run both accounts in parallel and send only new trades to the new number |
| Expert Advisor working on a live chart | Re-entering the login and reattaching the advisor | Switch outside market hours, with the advisor detached first |
| You are only curious how another account behaves | Nothing, if you do not switch | Test it on a demo account instead |
The column that matters is the middle one: a switch is priced in actions, and the actions are known before you start.